Mortgage Refinance Calculator
Is it time to refinance? Calculate your break-even point and potential lifetime savings with our local analysis tool.
Time until your monthly savings cover the $3,000 closing costs.
| Metric | Current Loan | New Loan |
|---|---|---|
| Interest Rate | 7% | 5.5% |
| Monthly Payment (P&I) | $0 | $0 |
| Total Interest | $0 | $0 |
Refinance Analysis by City
Get local insights on home equity trends and closing costs.
Market Trend: cooling
Avg Value: $780,000
Market Trend: balanced
Avg Value: $720,000
Market Trend: heating
Avg Value: $275,000
Market Trend: balanced
Avg Value: $640,000
Market Trend: heating
Avg Value: $600,000
Market Trend: cooling
Avg Value: $420,000
Market Trend: hot
Avg Value: $400,000
Market Trend: cooling
Avg Value: $460,000
Market Trend: balanced
Avg Value: $320,000
Market Trend: balanced
Avg Value: $350,000
Market Trend: heating
Avg Value: $85,000
Market Trend: hot
Avg Value: $260,000
Market Trend: balanced
Avg Value: $240,000
Market Trend: cooling
Avg Value: $550,000
Market Trend: balanced
Avg Value: $340,000
Market Trend: stable
Avg Value: $400,000
Market Trend: heating
Avg Value: $290,000
Market Trend: cooling
Avg Value: $430,000
Market Trend: hot
Avg Value: $950,000
Market Trend: cooling
Avg Value: $1,300,000
Market Trend: hot
Avg Value: $880,000
Market Trend: hot
Avg Value: $1,250,000
Market Trend: balanced
Avg Value: $850,000
Market Trend: cooling
Avg Value: $550,000
Market Trend: cooling
Avg Value: $580,000
Market Trend: balanced
Avg Value: $420,000