Privacy & Cookie Policy

1. Information We Collect

We believe in minimizing data collection. You can use most of our calculators without creating an account or providing personal details.

A. Personal Data

We do not require personal identification information (such as name, phone number, or physical address) to use our public calculators. If you contact us via email, we will retain your email address solely to respond to your inquiry.

B. Usage Data

We may collect information on how the Service is accessed and used ("Usage Data"). This may include your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data.

2. Use of Cookies

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

What are Cookies?

Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

How We Use Them:

• Essential Cookies: To remember your preferences (like your selected city in the Mortgage Calculator) so you don't have to re-enter it every time.
• Analytics Cookies: We use third-party services (like Google Analytics) to monitor and analyze the use of our Service. This helps us understand which tools are most popular and how to improve them.
• Advertising Cookies: If we display ads, third-party vendors (including Google) use cookies to serve ads based on a user's prior visits to your website or other websites.

Your Choices:

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our Service (like saving your calculator history) may not function properly.

3. GDPR Data Protection Rights

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Orbit Tech Solutions aims to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

In certain circumstances, you have the following data protection rights:

• The right to access, update or to delete the information we have on you.
• The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
• The right to object. You have the right to object to our processing of your Personal Data.
• The right of restriction. You have the right to request that we restrict the processing of your personal information.
• The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
• The right to withdraw consent. You also have the right to withdraw your consent at any time where Orbit Tech Solutions relied on your consent to process your personal information.

4. Third-Party Service Providers

We may employ third-party companies and individuals due to the following reasons:

• To facilitate our Service;
• To provide the Service on our behalf;
• To perform Service-related services; or
• To assist us in analyzing how our Service is used.

We want to inform our Service users that these third parties have access to your Personal Information only to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

5. Links to Other Sites

Our Service may contain links to other sites (e.g., government tax sites, data sources). If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.